Category

1-: Remortgage - The bad credit remortgage refers to a mortgage loan for borrowers with bad credit history. The mortgage lenders report the late payments, default payments, and bankruptcy to your credit history.........More

2-: Payday Loans - People need fast payday loans between pay periods in order to pay their bills, put food on the table, pay rent and so forth. Though people try to find cheap payday loans, they are also aware of the fact that payday quick loan.........More

3-: Home Loans - Homeowners in UK enjoy a lot of benefits when it comes to availing loans. Lenders approach homeowners with hoards of lucrative loan offers, with low Annual Percentage Rates and added benefits.........More

4-: Home Improvement Loans - Home improvement involves changing the way your house looks. It can be anything, from painting walls to getting new bathroom fixtures. You may redesign your kitchen so that it looks better.........More

5-: Holiday Loans - Holiday loans are priceless during the holiday season. Holiday loans help families nationwide deal with the financial burdens of the holidays........More

6-: Debt Consolidation Loans - Debt consolidation loan UK is a perfect way of organising your various existing debts. Using the proceeds of the debt consolidation loan UK, you can repay all your existing debts like credit card bills........More

7-: Bad Credit Loans - It’s a well know fact that lending agencies work together to produce credit reports for customers, and ultimately, a credit rating. This is essentially a score of how trustworthy you are when it comes to paying back your debts and loans........More

8-: Bridging Loans - Bridge loans as the name suggests is like a bridge used to shift from one place to another. In terms of loans, it is a temporary loan that bridge the gap between the sales price of a new home........More

9-: Unsecured Personal Loans - Normally many of us don’t know the various types of loans which affects our loan amounts and interest rates. So it’s better to have a knowledge about all types before going for a particular one........More

10-: Secured Personal Loans - Many of us think that getting a loan is a difficult phenomenon but with secured personal loans this has become mere easy. Secured loans are easily given by the lenders as they consider it to be a safer option.......More

11-: Personal Loans - Each individual has many dreams in life of having a home theatre system, a personal computer or a long holiday free from all tensions but for all these dreams to get fulfilled money is required and in case of penniless these dreams are shattered.......More

12-: Car Loans - If you are looking for a car loan then you are at the right place. You have an option of an unsecured car loan, secured car loan, personal car loan, and adverse credit car loan.......More

Home loans

Homeowners in UK enjoy a lot of benefits when it comes to availing loans. Lenders approach homeowners with hoards of lucrative loan offers, with low Annual Percentage Rates and added benefits. So, availing a home loan i.e. loan against the equity of your home is not a daunting task in UK.

Secured Home Loans Most homeowner loans are secured ones. The equity of the house pledged by the borrower is valuated and in most cases, 90% of the home equity is given as the loan amount. Some lenders can even go as high as 125% of your home’s value provided you have a good credit history. The Annual Percentage Rates on secured home loans also known as home equity loans is generally low. Hefty amounts can be procured for longer repayment periods that can stretch from ten to twenty five years. Lenders usually prefer to give secured home loans to the borrowers as this reduces the risk factor.

Unsecured Home Loans Homeowners also go for unsecured loans. These loans carry comparatively higher interest rates than their secured counterparts since the borrower does not pledge his home as collateral. Though the loan amount is calculated on the basis of equity of the home but it usually does not exceed 25000.

Benefits of Home Loans The biggest advantage of home loans is that a lot many lenders are interested in you and you get to choose from varied loan deals. The other advantages are cited below:

No constraints on the use of loan amount availed

Lower interest rates

Flexible repayment options

Hefty amounts may be availed

Long loan tenure

Negligible early redemption penalties